Welcome To Sri Vaariyar Chit Funds Pvt Ltd
What Exactly Is Chit? "Chit" refers to a transaction (whether referred to as a chit fund, chit, or any other name) in which the foreman enters into an agreement with a number of subscribers that each of them will subscribe a certain sum for a specific period, and each subscriber will be entitled to a prized amount in turn, as determined by lot or auction. We believe that achieving your financial goals should be straightforward. That is why we have built a platform that is known for its high ethical standards and timely chit payouts. A new approach to save money and borrow it when you need it the most. Our well-trained people are constantly available to assist you with your needs, and we are completely progressive and transparent at every point of the transaction process.
The value and duration of a chit scheme are usually fixed. Each plan allows a specified number of participants (usually equal to the scheme's lifespan) who contribute a set amount to the 'pot' every month (or every day). Every month, the 'pot' is auctioned off. The 'pot' for that month goes to the highest bidder (also known as the prized subscriber). The coveted subscriber gets the sum of money equal to the chit value less the discount and the fixed charge to the foreman, and the bid amount is also known as the 'discount.' The discount money is then paid as a 'dividend' to the remaining members (or non-prized subscribers), and the needed contribution is reduced by the amount of dividend in the next month.
Currently, chits ranging in value from Rs.100,000 to Rs.50,00,000 are being sold. Our chits are all government-registered and follow stringent requirements. We are depositing 100 percent of the chit value with the government before launching the chits, as required by law, to preserve the public's interest and the company's financial health. Furthermore, before commencing a new transaction, we submit a detailed statement of finances to the government for verification and authorization, assuring complete transparency.
For the convenience of the subscriber collection for the chit on daily/weekly/monthly basis are made at their door steps. Auction for all schemes will be conducted once in a month. Time and date of 1st auction of the chit group will be intimated to all subscribers soon after the completion of the enrolment of each scheme.
